The traffic jam of people checking out health insurance options online hasn’t completely let up. But here’s what North Texans will find once they make it past the login page: 40 plus plans to choose from. A handful are from Blue Cross Blue Shield of Texas — the largest provider of health benefits in the state.
Dan McCoy, vice president at BlueCross BlueShield of Texas, talks about the plans on the health insurance marketplace.
How many products does Blue Cross Blue Shield of Texas offer on the Marketplace?
BCBSTX offers two plan choices at each of the three levels — Bronze, Silver and Gold. They do not offer Platinum plans on the exchange, only off exchange. All plans will have similar benefits, and all include essential health benefits.
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What’s the difference between the bronze, silver and gold plans?
· Bronze level products will have the lowest monthly premium, but may also have the highest out-of-pocket costs.
· Silver level products have a slightly higher monthly premium than bronze, but have richer benefits.
· Gold level products have an even higher level of benefits than silver, but also a higher monthly premium.
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